Checking

eBusiness Checking

Ideal for businesses, large or small with limited checking activity

  • An opening deposit of $100 is required
  • No monthly service fee
  • 100 free items per month*
  • items include debits, credits and deposited items
  • Free Online Banking
  • Free Check Safekeeping
  • Free eStatements, required for this account

*$.40 per item for additional posted items

Business Checking

  • An opening deposit of $100 is required
  • Activity charges accrue and are charged to your account monthly
  • An earnings credit is used to offset your activity charges, based on your Average Collected  Balance, often resulting in no charge for the month
  • The cost of printing checks and deposit tickets will be charged to your account (prices vary)

Interest Checking

This account is designed for business customers that are eligible to earn interest according to Federal Regulations.  Eligible businesses are sole proprietors, non-profit organizations and governmental units. 

  • An opening deposit of $525 is required
  • Activity charges accrue and are charged to your account monthly
  • Interest is compounded and credited to your account monthly
  • The cost of printing checks and deposit tickets will be charged to your account (prices vary)

Organization Checking

This account is designed for non-profit organizations, clubs, leagues and groups that are not eligible to earn interest on a transaction account, according to Federal Regulations.

  • An opening deposit of $100 is required
  • No monthly fees if a Minimum Balance of $300 or an Average Balance of $500 is maintained throughout the month
  • The cost of printing checks and deposit tickets will be charged to your account (prices vary)

Main Office: 83 W. Nepessing St. P.O. Box 250 Lapeer, MI 48446