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Convenience Services

• American Express Traveler’s Checks
• Cashier’s Checks
• Cash Advances
• Coin Counting
• Deluxe Visa Gift Cards
• Fax Service
• Foreign Currency Purchases or Sales
• Mad Money
• Notary Service
• Postage Stamps
• U.S. Savings Bonds

American Express Traveler’s Checks

• American Express checks in $20, $50, and $100 denominations available to our customers
• Fee of 1.5% of purchase price will be charged
• No issue charge with Gold, Choice or Prestige & Prestige Plus
• Dual Signature checks also available
• Refundable if lost or stolen, never expire and accepted worldwide

Cashier’s Checks

• A cashier’s check is an official Lapeer County Bank & Trust Co. check
• Signed by an authorized person and available to our customers

Cash Advances

• Credit card cash advances, VISA, MasterCard and Discover
• Some limitations apply to non customers

Coin Counting

• Clean, dry coin accepted and processed on first come, first serve basis at Main Office only
• No charge for our customers

Deluxe Visa Gift Cards

• Great for gift giving
• Purchase at any office
• Loaded with amounts from $20.00 to $750.00
• 3 Designs to choose from
• Activated immediately
• Not refundable or reloadable
• Used everywhere Visa is accepted (except ATM’s)
• Cards can also be ordered online - more info

Fax Service

• Need to fax a document, we can send it for you

Foreign Currency Purchases or Sales

• You can order foreign currencies through us
• Orders are usually received within 5 to 7 business days

Mad Money

• Packets of new currency bound in a checkbook format, prepared as gifts
• Available in amounts of $10, $20, $25, $50, $75 or $100
• Only one denomination per book (One, Two, Five, Ten or Twenty Dollar bills)

Notary Service

• Signatures witnessed or guaranteed
• Valid photo ID will be required

Postage Stamps

• Sold by the book

U.S. Savings Bonds

I Bonds and Series EE Bonds offer competitive rates and are a savings alternative

• I Bonds
  • Sold at face value (You pay $50 for a $50 bond)
  • Buy as much as $15,000 per year
  • New rates announced each May 1st and November 1st
  • Earn interest for up to 30 years
  • Can be redeemed anytime after 12 months
  • Backed by the full faith and credit of the United States
  • Available in denominations of $50, $75, $100, $200, $500, $1,000, $5,000 and $10,000
  • Product is not FDIC Insured
  • Visit http://www.treasurydirect.gov/ for more information
    
• Series EE Bonds
  • Sold at half their face value (You pay $25 for a $50 bond)
  • Buy as much as $30,000 (face value) per year
  • New rates announced each May 1st and November 1st
  • Earn interest for up to 30 years
  • Can be redeemed anytime after 12 months
  • Backed by the full faith and credit of the United States
  • Available in denominations of $50, $75, $100, $200, $500, $1,000, $5,000 and $10,000
  • Product is not FDIC Insured
  • Visit http://www.treasurydirect.gov/ for more information