Savings / CD

Everyday Interest Statement Savings (EDISS)*

This is our most popular savings account. Customers use it to accumulate cash for short and long term needs such as taxes, vacations and many other uses.

  • An opening deposit of $25 is required
  • No maintenance fee if you maintain an Average Daily Balance of $100
  • Interest calculated on the daily balance and credited to your account quarterly
  • ATM Check Card access for individuals with a checking account
  • A quarterly statement is provided

Money Market Savings*

This account offers a competitive tiered interest rate. The higher the balance, the higher the rate of interest your account will earn.

  • An opening deposit of $2,500 is required
  • No maintenance fee if you maintain an Average Daily Balance of $2,500
  • Interest is calculated on the daily balance and credited to your account monthly
  • ATM Card access for individuals with a checking account
  • A monthly statement is provided
  • An opening deposit of $2,500 is required

Certificate of Deposit

Lapeer County Bank & Trust Co. offers competitive rates on all terms of certificates, from 15 days to 60 months.

  • A minimum deposit of $1,000 is required
  • Competitive interest rates paid until maturity
  • Flexible interest payment methods: compounded quarterly for your best return, mailed in a check or directly deposited into your Lapeer County Bank & Trust Co. checking or savings account
  • Certificate will automatically renew at maturity for your convenience
  • A penalty is imposed if any of the principal is withdrawn before the maturity date

 

*Federal Regulation requires us to monitor your compliance with withdrawal limitations.  See Rules and Regulations of Your Deposit Account  for more information.

Main Office: 83 W. Nepessing St. • P.O. Box 250 Lapeer, MI 48446