We have banked with LCBT for over 30 years. They are reliable, helpful, and have generously supported our goals to promote literacy in our community.

Mary Shelton-Wiese, Executive Director 
Family Literacy Center

Lapeer County Bank & Trust Co. is very community oriented; they give back in so many ways. They have helped our club and many other organizations. They provide free advertising to ours and other local community groups. They sell our Fantasy Forest tickets every year. They encourage and therefore have many employees who are members of local organizations. We are very grateful to have a local bank that cares about and gives back to our community.

Lorretta Deneweth, President 
Zonta Club of Lapeer 

CSA (Community Supported Agriculture) Farmers Market is about bringing local organic food to local customers who want to invest their dollars in our local economy while getting a local source of organic food. I chose to open our business account with Lapeer County Bank & Trust Co. because they are a locally owned bank. They invest in our community by supporting local charitable organizations. They also encourage their employees to volunteer within our community.  They have not been sold and resold to other banking conglomerates. And when you want to talk to the bank president, you can. 

It only seemed logical that banking with a locally owned bank like LCBT was a perfect fit.


Marian Listwak
CSA Farmers Market

 Lapeer County Bank & Trust Co. is local, and that is very important to us as Celebration of the Horse is a homegrown event. We can always be sure that you are there for us, providing us with sound advice and outstanding customer service! Thank you all.


Nan Hall-Benton, Executive Director
Celebration of the Horse
Visit us on Facebook!

Lapeer Rent All has been serving the Lapeer area for over 30 years, and one of the best decisions I’ve made was switching to Lapeer County Bank & Trust Co. They take the time to know your business and your needs. Now I’m a name, not a number.


Kevin McKenna
Lapeer Rent All
1399 Imlay City Rd.
Lapeer, MI

 With any endeavor, people make the difference. We appreciate LCBT’s value of giving back to the community and its excellent staff. Great people!

Susana Jackiewicz 
Mentors for Kids

For 15 years, I have not only trusted LCBT with my personal accounts, but with my business accounts. The service we receive has always been exceptional and helpful. Our business has not only grown, but thanks to the help of Lapeer County Bank & Trust Co. we have been able to acquire Action Fence and Better Buy Flag Company.
Thanks, LCBT, for all your help and great service.

Russ Edie 
Have Tractor Will Travel 
Action Fence 
Better Buy Flag 

At Lola’s Design Salon, we offer a fresh, laid-back hometown atmosphere – just like Lapeer County Bank & Trust Co. We are a full service Redken salon located in downtown Lapeer. Our hair designers and colorists use their training, experience and knowledge of fashion trends to enhance your image. Using today’s technologies, we can change any of your hair’s characteristics to help achieve your ideal look.

Sandra Whiting 
Lola’s Design Salon 
473 W. Nepessing St., Lapeer 
Find us on Facebook!

 As a locally owned and operated business, I make the effort to support my community – and so does Lapeer County Bank & Trust. Their focus on my business’ success is one of the reasons why I’ve been banking here for over 16 years.

Bill Winslow  
BJ’s Maintenance  

Lapeer Bank and Trust has been a valued partner since Stone Soup Food Pantry opened its doors in 2011. In addition to the broad array of financial services LCBT provides, the staff demonstrates their personal commitment to the Lapeer County community through their volunteerism and Attica Branch Officer Liz McVety’s dedication – working with Stone Soup’s leadership team to ensure responsible stewardship of the financial donations of the community to the pantry. We consider LCBT a true partner in working together in the fight against hunger throughout Lapeer County.

Karla D. Gardner 
Stone Soup Food Pantry 

Reed’s Appliance has been banking with Lapeer County Bank and Trust since we opened 65 years ago! We have always been satisfied with the service we have received both personally and professionally at LCBT. The tellers are always friendly and helpful and have always met all of our banking needs. I would highly recommend LCBT to anyone looking to open an account. I greatly appreciate the small home town feeling LCBT offers.
Tom Reed 
Reed’s Appliance 

"Throughout the 37-year history of our practice, we have dealt exclusively with Lapeer County Bank & Trust Co. for our banking needs. We have a high volume business and quality financial support is a must. From business accounts to personal checking, and even financing, LCBT has never let us down. We often deal face-to-face with their staff at the Main Office, and they are always friendly. To walk into a lobby and be greeted on a first name basis is a rare thing these days. We simply wouldn’t bank anywhere else. Thanks, LCBT, for making us #1."

Alan Charnley, D.D.S. P.C.
Peter Mutch, D.D.S. P.C.
Paul Schmude, D.D.S. P.C.
Nathan Mutch, D.D.S.
Lapeer Dental Centre

"We have banked with LCBT both personally and professionally for the past 30 years. The staff is always friendly, easy to work with, and willing to go above and beyond. We appreciate their support of local programs and that they give back to our community."

Lynne Butler, President
Molly Maid of Metamora
Find Molly Maid of Metamora on Facebook

"We opened both our personal and business accounts with Lapeer County Bank & Trust Co. in 1994. Our experiences with tellers, managers and loan officers has been next to none. They have always treated us in a professional, friendly and respectful manner. I would highly recommend LCBT to anyone considering using them for their banking needs. With LCBT one can be assured the services they seek will be safe, secure and professional."

Bruce Champion, President
Champion Land Design, Inc.


"Lapeer County Bank & Trust Co. provides excellent, timely commercial and personal customer service."

Patricia Lucas, Executive Director
Lapeer Development Corporation
Visit the Lapeer Development Corporation on Facebook

"I have banked with LCBT for 20 years! I've always enjoyed the one-on-one service provided to me. I have also enjoyed growing with them, both personally and professionally, as they enhance their technological abilities."

Andrew G. Aretakis D.D.S. P.C.

"When I began operating a business downtown, I soon realized that I needed the support and convenience of a bank in my community. I quickly switched my personal and business accounts to LCBT.  Since the switch, I have saved hours with their fast customer service and the convenient online banking website. The online banking set up is very user friendly - a critical time saver for me. And of course, who doesn't love those LCBT ink pens? Thanks LCBT!"

Mark Clark, Owner
Diamond Optical Care
Visit Diamond Optical Care on Facebook

"We started Efficient Foam Insulation in 1988. Lapeer County Bank & Trust Co. was our bank of choice back then and still is today. I think it has really paid off for us, especially with electronic personal and business online banking, and the debit card system. I don't know what I would do if I had to start writing checks again. Banking at LCBT couldn't be easier. You are always greeted with a smile at Lapeer County Bank & Trust Co."

John L. Carlson
Efficient Foam Insulation


“For over 27 years Lapeer County Bank & Trust Co. has been the only bank we have used.  For personal checking, commercial checking, commercial loans and personal loans, we have trusted LCBT and they have always provided competitive rates and outstanding service.  We especially enjoy the personal service and convenience of our hometown bank. Dee Dee and I respect and appreciate that for over 110 years LCBT has been a solid institution and actively involved in countless local community and charitable causes.”

Dee Dee and Tim O’Brien, Owners
Circle K RV’s

“I prefer dealing with local businesses whenever I can. LCBT has been my bank since I was 12 years old. I know the people I am dealing with and that makes a big difference to me. I have always felt comfortable dealing with them on both personal and business matters.”

John LaClair, Owner
Ross Automotive Supply, Inc.

“As the owner of Village Printing, Inc., we focus on personal service and so does Lapeer County Bank and Trust Co. They take the time to know our company and are always ready to support whatever we need. Village Printing has been banking with LCBT for over 18 years and I have come to rely on them for the best customer service in the area. They have the tools I need to effectively run my business. From credit card merchant services, to business loans to electronic banking, LCBT has it all. I especially enjoy their extremely fast and friendly drive through banking services and the convenient late night hours of operation. Lapeer County Bank & Trust Co. is truly Village Printing’s bank of choice.”

Joe Morey, Owner
Village Printing, Inc.
810-664-2270 ext. 21

“Lapeer County Bank & Trust Co. has been servicing my business needs since 1993. Helpful, friendly staff is always important for any business and LCBT is on top of it. Their online banking and credit/debit card services are the best. Thank you LCBT for everything you do in the Lapeer area!”
Gary Dixon, Owner
Calvelli’s Eatery & Spirits

"LCBT has been terrific financial support for our High Street House project in the Village of Metamora."

Phillip Andreae, Broker
Donna Andreae

Phillip J. Andreae, Inc. Realtors
(810) 678-2289

"I've banked with LCBT since I was a baby, literally. They've always been my bank, so when I started my business they were my first choice. LCBT's Funds Management helps me collect payments from my clients and gives me the peace of mind every business owner deserves."

Brian Kalakay, CFT & Owner
Xtreme Results
(810) 660-8344

"I am thankful for the work, extra time and effort, as well as the patience LCBT put into getting my mortgage refinanced from another bank. It is their people who help to salvage the image of banks."


"Who needs more paper work? eStatements are fast and easy."

Laura Clayton

"We moved our family and business to Lapeer 17 years ago and have been banking with Lapeer County Bank ever since. While I love the convenience of online banking and use it almost daily, I appreciate being able to deal with “real,” local, caring people when it matters. That was especially important a few years ago when my signature was fraudulently scanned onto fake payroll checks. A “real” person at LCBT noticed the check form was unusual for us and called me. I confirmed the fraud and fortunately, when I needed to deal with various departments in the “home office” that didn’t mean a stranger on an 800 number – it simply meant a two minute drive downtown to meet face to face with “real” people that knew us and knew that while we needed to protect our assets, we also needed to keep our good checks clearing and our employees needed to cash their payroll checks without a delay. We’re a small town business and we know how to combine small town caring and service with big town products, technology and know-how. It only makes sense that we would do our banking with a company that can do the same!"


Lori Sears, Owner
Active Home Medical Supply Inc.
(810) 667-6962

"Lapeer County Bank was the only bank that would help us purchase our farm 61 years ago. We have continued to receive great service and find it convenient to do our banking at the Southgate Branch and Main Office. Sixty one years later they are still our bank!"

Creighton & Ruth Broecker, Owners
Broecker Tree Farm
(810) 664-7800

“When I decided to open my own business, I came to Lapeer County Bank & Trust Co. for my business account. They made getting my business up and running easy. Not only did I open my checking account but they also helped me set up Merchant Services so I could accept Visa and Master Card payments from my customers. With my crazy schedule, I like the fact that I can do all my banking online. I am proud to be a business owner in Lapeer County and am glad I chose Lapeer County Bank & Trust Co. to be my bank."

Scott Drzewiecki, Owner
SD Electrical Contracting LLC
(810) 441-4338

"My wife and I have been self employed for almost 35 years and currently own several businesses. We have banked with some of the largest banks in the country and I can honestly say LCBT beats them all, hands down. Whether as an individual or as a small business, big banks soon lose you in the shuffle of their bureaucracy, not true with LCBT. Their commitment to the Lapeer community is unparalleled, from the president and board members down to each branch worker, they care deeply about their customers and the people of Lapeer. They stay in touch... I never hesitate to recommend LCBT to anyone looking for a good bank and I would be glad to discuss my experience with the bank to anyone that cares to contact me."

Mason and Susan Richardson, Owners
Dusevoir Metal Products, Jpat Industries, Conner Engineering, Rolling Hills Land Development and Lapeer City Mini Storage

“As one of Lapeer’s premier restaurants for almost 30 years, we looked for a local bank that was established and able to grow with us. LCBT has been a friendly face in an unfriendly economic environment. We are pleased to do business with them.”


Jeff Ryeson, Owner
E.G. Nick’s Inc.
(810) 664-6200

“Lapeer County Bank & Trust Co. has been our bank for the last three years. We have found everyone from the branch manager to the tellers to always be pleasant and helpful, and would highly recommend them."


Linda Cadotte, DVM
Imlay City Veterinary Clinic
(810) 724-5125

“I opened my business account with Lapeer County Bank & Trust in 2005. I have always received great service, plus the branch is only a few doors down from my business. The Imlay City staff takes care of me and my business. I appreciate the personalized service LCBT gives me. It really means a lot to have someone know me as soon as I walk in the door."


Danny Kuzmanovski, Owner
Big Joe's Pizza & Ribs
(810) 724-9000

“We have banked with Lapeer County Bank & Trust Co. for many years. The Elba branch staff are always helpful in taking care of our personal and business needs." 


Christian Meyer, Owner
Elba Corners
(810) 653-7139

"I started a banking relationship with Lapeer County Bank & Trust Co. when I was 15 years old. Just a small savings account fed with money I earned working after school. Now 45 years, a wife, 2 daughters and a number of large loans later, I'm still banking exclusively with LCBT. And even though today, with all the technology, I'm quite certain I could do all my banking with an iPod on a remote island in the Caribbean, I still love walking through the doors of the Main Office (or any of the branches) for one simple reason - familiar, smiling faces! They know me and I know them. Just like family."


Tony Abruzzo, Owner
Abruzzo's Piano Bar
Downtown Lapeer

"The PIX Theatre is a downtown institution in Lapeer and so is LCBT. The LCBT staff is always friendly, courteous and very knowledgeable and they are able to provide all of our banking needs. They also take the time to talk to you about new services they can offer to help save time and money.  You are a friend and a customer, not just an account number. We chose LCBT not only for their excellent service and convenient locations, but because of their philanthropic support of, and their commitment to, our wonderful community."

Craig Martin, Executive Director
PIX Arts Council
(810) 664-4842

"We moved to Lapeer County in 1989 and our roots were touched by yours. Many good things happened-checking, savings, mortgages, and Trust services.And then came Online Banking!

In 2010 we moved to a Retirement Estate in Vero Beach, Florida, for the next phase of our journey. And guess what? We continued to do all our banking online and via phone. And LCBT continues to provide us personalized and excellent support to service our banking needs. A special note of thanks to the Trust Department and the Imlay City Branch staff, but all departments have been there for us when we needed them."

Jack Little

"Having eDeposit in our office has been key to maintaining timely banking. In our particular business we handle many checks per day at all times of the day. We now also have 3 offices located in 3 different counties and are able to keep all of our banking with LCBT due solely to eDeposit. Without this, it would have been impossible. It has also been important that whenever I have had a problem, the response time for support from LCBT has been very quick and efficient. I am never left waiting for answers. I highly recommend this system for anyone considering it."

Nancy Rivers
Associate Broker, Owner
Coldwell Banker Professionals

(810) 664-8524 

"Dragon Karate School opened in 1992 and has always done business with LCBT. We have been very happy with the personal and courteous service LCBT gives us. Using the Funds Management services has made collecting students tuition so much easier. It saves us time handling our accounts electronically. We also pay all of our bills online with their Bill Pay service, a few clicks of the mouse and all of your monthly bills are taken care of." 

Daniel J. Cousineau
Dragon Karate School
(810) 664-5574

“We opened a checking account soon after we opened our photography studio. It became apparent that we would need to accept credit cards in our business. We needed to not only accept credit cards at the studio but when we photograph hockey tournaments we need to be able to accept credit cards at the tournament. Lapeer County Bank and Trust personnel provided us with the required equipment and information to provide our customers with the ability to accept their credit and debit cards. This improved our business position and improved our image to our customers. Lapeer County Bank and Trust also provided our business with the capability to deposit customers checks by scanning the check and making an electronic presentation of the check. This meant no more trips to the bank to deposit checks. We can make the deposits from our studio. This is a great help when we are photographing sporting events or church directories. We make the deposits at our convenient time even after normal banking hours.

We are very happy with our decision to have Lapeer County Bank and Trust handle our banking needs. The bank personnel has made a great effort to make it convenient to sign any paperwork necessary for our banking needs. They have even come to the studio to help set up equipment to make sure it operated correctly and that we were instructed how to use the equipment and services of the bank.”

Daniel Mitchell
Mitchell Photography
(810) 796-2064

"Being a small business owner in Lapeer, I use a local bank that makes my banking worry free. I am always greeted with a smile and made to feel important. The eBusiness account and Business Debit Card are great to use because they allow my company to run 24-7."


Anthony Novick
Color Wonders Painting LLC
Visit Color Wonders Painting on Facebook

“LCBT was ready to help me expand my business when I was ready and on my time table, not theirs. As business owners when we present a proposal to banks and other lending institutions we often hear “it looks like a great deal, a fabulous opportunity! BUT things are tight right now or we just are not investing in these kinds of projects right now.” NOT at LCBT! When I called a time was immediately set up to meet. At the meeting I was given all the time I needed, they asked questions and immediately went to work on my proposal. At no time did I feel UN-important to them or that my proposal was at the bottom of the basket on someone's desk. When I called my calls were always taken, my questions were always answered and within a reasonable amount of time I had the approval I needed to move forward with a deal that will certainly double my business in the next couple of years.

Thanks Lapeer County Bank & Trust, the down turn in our economy gave me a once in a lifetime opportunity and you were ready to get to work and take advantage of that opportunity Now.”


Jeff Moran
Lapeer Furniture & Mattress Center
Lapeer: (810) 667-7501 
Flint: (810) 732-9154

"From doing payroll to paying bills, we have been able to simplify our procedures and save valuable time. The staff has been a delight to work with and they have patiently guided us through the learning curve. Thank you LCBT for being progressive and for continually striving to improve our business capabilities."

Thomas D. Jackson, D.D.S. and Christine R. Muzychka, D.D.S.
Family & Cosmetic Dentistry
(810) 667-3535

"Lapeer County Bank & Trust Co. has been our bank for 25 years. We've always received excellent service and prompt attention from the courteous employees at Lapeer County Bank & Trust Co."

Lisa Donovan & Cheryl Ellett 
The Carpet Store Inc.
(810) 664-1114

"eDeposit has made our daily banking so much easier. We can deposit checks without leaving the pharmacy, and the funds are electronically deposited into our account. eDeposit saves us time ... and money."

Dave and Jessica Kayfes
Hometown Pharmacy of Lapeer
(810) 245-6967

"Local, community banking that is highly personalized has always been important to Blue Water Printing. That’s one of the reasons we’ve been very pleased with our relationship with LCBT. They pay close attention to all our banking needs and understand the value of a customer. In addition to great people, they offer the latest electronic services so you can bank when and how you like with online banking."

Cheri Danielson
Blue Water Printing, Lapeer
(810) 664-0643

 "When we moved to Lapeer in 1988 to start our business Lapeer County Bank gave us a warm welcome. We continue to count on them and our friends at every branch of LCBT."

Margie Nelson
Lapeer Country Club

"Born and raised in Lapeer, it was important to keep my business local. So when we opened in 1999, LCBT was the place to go. Like LCBT, we are still locally owned and strive to provide excellent customer service."

Shari & Rob Burda
Rob's Service, Lapeer

"As the leader in the Fire and Water-Cleanup and Restoration business, Servpro sought out the local leader in banking. LCBT is convenient, courteous and always willing to help local businesses meet its goals."

Chris Rocheleau & Todd Bronson
Servpro of Lapeer, Grand Blanc, & Romeo

"The Habitat ReStore is one of the ways we support our mission of providing affordable, safe housing for working and deserving families in Lapeer County. LCBT's Merchant Card Program has been great for increasing ReStore sales by accepting Visa and MasterCard." 

Peter Neumeyer, ReStore Manager
Habitat for Humanity of Lapeer County ReStore

"The best thing about LCBT is the personal service they provide to Lapeer Team Work."

Marty Homan, Executive Director
Lapeer Team Work and New To You Consignment & Resale

"For more than 60 years LCBT has handled all of our banking needs. Think of them for your banking and think of us when planning your next event."

Bill Marquardt, President
Lapeer Center Building

 "LCBT's commitment to downtown Lapeer & our community is why Burke's Flowers trusts our banking services to the friendly, professional people at our hometown bank."

Cathy Benton
Owner, Burke's Flowers 

“Lapeer County Bank and Trust for my money they are the BEST in the business! And you can take that to the Bank (LCBT).”

Jim Waldron
Owner, Jim Waldron Buick GMC

"I have been a LCBT customer my entire life. From my 1st car loan to my present mortgage & business loans, the service and friendly attitude at LCBT has been top notch!"

Kathy Smith
Owner, K's Auto & Truck Service

"We've banked with LCBT since opening our business in 1988.  After the merger of our previous bank, we switched our personal accounts, as well. LCBT is extremely supportive of the community, has convenient locations AND we love that they are open when we need them. "

David & Sara Woolfenden
Owners, American Speedy Printing

"I bank at LCBT because of the terrific personalized service."

Paul LaFontaine Jr.
Owner, Imlay City Ford

"My mom opened my first savings account in 1952 at the bank. I obtained my first mortgage there in 1967. I've been a loyal customer ever since because I have roots in Lapeer, just like Lapeer County Bank & Trust Co."

Ron Kalanquin
Lapeer County Sheriff 

"We opened our business account at LCBT in 1995. I am very pleased with how helpful they were in walking us through setting up and using Online Banking. It is also nice having an office close to our business."

Susan Smith
Owner, Speedy Screen Printing

"LCBT is my bank of choice. When we first went into business, LCBT opened their doors and helped our business get off the ground, and have continued to support us as our business has grown. The "can-do" attitude of all their employees has kept us coming back. Plus, Winston really likes the attention and service he gets."

Jerry Jankowski and Winston
Owner, Aladdin's Cleaning & Restoration

"The personal attention and service is wonderful. I've been banking here since I was a kid."

Chad Perkins
Owner, Perkins Flowers and Gardens

"Most convenient Bank in town. We love this Bank, everyone is so cordial! It's a home bank for us, especially at the holidays. Thank you, Thank you, Thank you."

Ray & Ruby Podger

"I've been banking at LCBT for 15 years. Everyone here is friendly and I appreciate the way LCBT supports our local community."

Keith Byard
State Farm Insurance, Agent

"I like to bank at LCBT because of its convenience for me. It has a downtown branch which is convenient for both myself and my business. The staff is always courteous, and smiling. They are a pleasure to do business with."

Art Sieting
Nolin, Oesch, Sieting, & Macksoud PC

"I've banked at LCBT for 35 years. I've always been treated like one of the family. I'll always have my accounts here."

Dave Sommerville


If you would like to be featured in a customer testimonial, contact Business Development at 810.538-1924.








Main Office: 83 W. Nepessing St. • P.O. Box 250 Lapeer, MI 48446
NMLS #458980